Beverly Hills, California
Nilu Askari is Senior Vice President of Mortgage Lending at Guaranteed Rate Affinity — a 35-year veteran of real estate finance who simplifies the mortgage process for first-time buyers and seasoned owners alike, and structures the transactions other lenders call impossible.
NMLS #240063 · Guaranteed Rate Affinity NMLS #1598647
Secure application through Guaranteed Rate Affinity · or call (310) 402-0131
Profile
A results-oriented veteran with more than 35 years in real estate finance, Nilu has originated residential and commercial loans through every market cycle since 1992 — from the Calabasas boom years to today's rate environment. Her practice is built on complex financial analysis and credit assessment: self-employed borrowers, layered income, entity ownership, and timelines that leave no room for surprises.
She takes pride in thoroughly educating clients through the transaction, so they fully understand their options and feel comfortable with the loan program they choose. First-time buyer or seasoned owner, the approach is the same — simplify the process, make it easy to navigate, and stay available from application to closing.
She is also a dedicated refinance specialist, focused on understanding a borrower's full financial picture to find a loan that not only meets the need but improves their overall financial position.
Track Record
Volume, loan counts and national rank as published in the Scotsman Guide 2025 Top Non-QM Volume rankings.
Expertise
Bank statement, asset depletion and alternative documentation loans — nearly $28M in non-QM volume placed in a single ranked year, for business owners whose tax returns never tell the whole story. Ranked as working in both banker and broker channels, so the file goes where it actually gets approved.
Premier service for high-profile clients in Beverly Hills and greater Los Angeles, with the complex financial analysis and credit assessment that large, scrutinized files demand.
Conventional, FHA and VA purchase financing with the education first-time buyers actually need — every option explained before a program is chosen, not after.
A dedicated refinance specialist: rate-and-term, cash-out, HELOC and reverse mortgage options matched to the borrower's actual balance sheet, not a product sheet.
Residential investment and commercial transactions structured to guidelines up front, drawing on two decades of commercial origination experience.
Co-branded marketing, buyer seminars and pre-approval support that agents can put in front of a listing agent with confidence.
Experience
Nov 2022 — Present
Guaranteed Rate Affinity · Beverly Hills, CA
Leads a Beverly Hills–based lending practice serving purchase, refinance, jumbo and non-QM borrowers. Recognized for premier service to high-profile clients, with expertise in complex financial analysis and credit assessment. Personal NMLS #240063.
Mar 2018 — Oct 2022 · 4 yrs 8 mos
Finance of America Mortgage · Los Angeles Metro
Advised on first-mortgage and equity financing across the Los Angeles market for a nationally licensed lender.
Mar 1997 — Mar 2018 · 21 yrs 1 mo
Skyline Home Loans / Skyline Funding · Calabasas, CA
Originated residential and commercial loans and structured transactions to guidelines. Maintained client and referral relationships, ran marketing, seminars and realtor co-branding, and partnered with underwriting and operations to hold closing timelines.
Jan 1992 — Jan 1997 · 5 yrs 1 mo
Oakmont Mortgage
Built an origination practice from the ground up during the early-1990s California housing cycle.
Recognition
Guaranteed Rate Affinity's honor for producers exceeding $20 million or 80 units in annual loan volume — achieved by Nilu on a repeat basis.
Ranked #72 nationally on the Top Non-QM Volume list with $27,772,395 in non-QM volume and $35,868,210 in total volume.
Continuous origination since 1992 — through the 1990s recovery, the 2008 crisis, the refinance booms, and the current rate cycle.
Two decades of tenure at Skyline in Calabasas, building a referral base of realtors and repeat clients that still follows her today.
“I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first-time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs.”
Nilu Askari
Contact
Whether it's a Beverly Hills purchase, a self-employed refinance, or a file another lender turned down, the first conversation is the one that saves the escrow.